Overview
Merchant Services
Getting paid should be the easy part of running a business. FSCB Merchant Services gives you everything you need to accept credit, debit, and contactless payments — with next-day funding directly to your FSCB business account and around-the-clock support.
1
Request a Free Rate Analysis
Share your current processing statements and we'll show you exactly what you'd save by switching to FSCB.
2
Choose Your Equipment
We help you select the right terminals, POS systems, or mobile readers for your business environment.
3
Start Accepting Payments
Setup and training are included. You're fully operational within 3–5 business days.
Features
Built for how business works
Accept All Payment Types
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, Samsung Pay, and tap-to-pay cards.
Next-Day Funding
Sales processed before 10 PM are funded to your FSCB business account by the next business morning.
Point-of-Sale Systems
From countertop terminals to full iPad POS systems — we match the hardware to your business type.
Mobile Card Readers
Accept payments on your phone or tablet with a Bluetooth card reader — perfect for markets, pop-ups, and delivery.
Online Payment Gateway
Integrate secure payment processing into your e-commerce website or booking platform.
Detailed Reporting
Access real-time sales reports, transaction history, and reconciliation tools in your merchant dashboard.
Account Options
Choose your account tier
Standard Merchant Account
Monthly FeeInterchange + small %
Minimum / EligibilityAny business type
Key FeatureCountertop terminal
ExtrasNext-day funding
Get StartedRecommended
Premium Merchant Account
Monthly FeeCustom pricing
Minimum / EligibilityHigh-volume businesses
Key FeatureFull POS suite
Extras+ gateway, reporting
Get StartedRates vary based on business type, volume, and card mix. A merchant services advisor will provide a free rate analysis and comparison.
FAQ
Common questions
Do I need an FSCB business account to use merchant services?
It's strongly recommended — next-day funding works fastest when deposits go directly to your FSCB business checking account.
What if I need help after hours?
Our 24/7 merchant support line is always available for terminal issues, charge disputes, or urgent processing questions.
Can I accept tips and split payments?
Yes — our POS systems support tipping, split payments, and itemized receipts out of the box.
What if a customer disputes a charge?
We guide you through the chargeback process and help you respond with the documentation needed to protect your revenue.
Ready to get started?
Speak with a local FSCB business banking advisor — no obligation, no pressure.