Overview
Business Savings
Your idle business cash should earn more than nothing. FSCB Business Savings and Money Market accounts deliver competitive yields on your reserves, with the flexibility to transfer funds to checking the same day when you need to deploy capital.
1
Open Alongside Checking
Add a savings account when you open business checking or at any time through online banking.
2
Set Up Automatic Transfers
Schedule weekly or monthly transfers from checking to savings to build reserves effortlessly.
3
Monitor and Grow
Track your balance and interest earned in real time through FSCB Business Online Banking.
Features
Built for how business works
Competitive Business APY
Earn above-average yields on your business reserves — rates are reviewed regularly to stay competitive.
Same-Day Transfers
Move funds between your business savings and checking accounts instantly through online banking.
Treasury Management
Sweep excess daily balances into higher-yield accounts automatically — maximize every dollar overnight.
No Lock-In Periods
Unlike CDs, your funds remain accessible. No penalties for moving money when business needs shift.
FDIC Insured to $250,000
Your business reserves are fully insured by the FDIC — protected at every balance level.
Multiple Account Options
Choose from Business Savings, Money Market, or CDs based on your liquidity needs and yield goals.
Account Options
Choose your account tier
Business Savings
Monthly Fee$0/month
Minimum / Eligibility$100 to open
Key FeatureCompetitive APY
Extras6 withdrawals/month
Get StartedRecommended
Business Money Market
Monthly Fee$0/month*
Minimum / Eligibility$2,500 avg balance
Key FeatureHigher yield tier
ExtrasUnlimited transfers
Get Started* Money Market fee waived with $2,500 minimum balance maintained.
FAQ
Common questions
How often is interest paid?
Interest is compounded daily and credited to your account monthly.
Can I open multiple business savings accounts?
Yes — many businesses open separate accounts for payroll reserves, tax savings, and capital expenditures.
Are there withdrawal limits?
Business Savings is limited to 6 withdrawals per statement cycle under Regulation D. Money Market accounts offer greater flexibility.
Can I link to an external business account?
Yes — you can link external accounts for ACH transfers through FSCB Business Online Banking.
Ready to get started?
Speak with a local FSCB business banking advisor — no obligation, no pressure.