Overview
Savings Accounts
A great savings account does more than hold your money — it grows it. FSCB savings accounts come with goal-tracking tools, automatic round-ups on every debit card purchase, and competitive yields that put your money to work every single day.
FDIC Insured to $250,000
Your deposits are federally insured for complete peace of mind.
Bank-Grade Security
256-bit encryption and multi-factor authentication on every login.
Local Human Support
Real bankers available by phone, in-branch, or online chat.
Features
Everything you need, nothing you don't
Competitive High-Yield APY
Earn more than the national average with rates that are reviewed regularly to stay competitive.
Automatic Round-Ups
Every debit card purchase rounds up to the nearest dollar and sweeps the difference into savings.
Savings Goals
Set goals for anything — a car, vacation, emergency fund — and track your progress in real time.
No Minimum Balance
Start saving with whatever you have. There's no minimum balance requirement to earn your full APY.
FDIC Insured to $250,000
Your deposits are fully insured by the FDIC up to $250,000 per depositor, per category.
Instant Transfers
Move money between your FSCB checking and savings accounts instantly, any time of day.
Account Options
Choose the right account for you
Most Popular
Money Market
Monthly Fee$0*
Minimum$2,500
Yield / RateHigher yield
IncludedUnlimited
Get Started* Money Market fee waived with $2,500 minimum balance.
How It Works
Get started in 3 simple steps
1
Choose Your Account
Pick Regular Savings for flexibility or Money Market for higher yields on larger balances.
2
Set Your Goals
Use the app to create and name savings goals — emergency fund, vacation, down payment.
3
Automate and Grow
Set up automatic transfers and round-ups and watch your savings grow on autopilot.
Ready to open your account?
Join 17,000+ community members who trust FSCB for their everyday banking needs.
Open a Savings AccountTalk to a bankerFAQ
Common questions
How often is interest calculated?
Interest is compounded daily and credited to your account monthly.
Is there a limit on how many times I can withdraw?
Federal Regulation D limits savings withdrawals to 6 per month. Money Market accounts offer more flexibility.
Can I have multiple savings accounts?
Yes — you can open multiple accounts and dedicate each one to a specific goal.
Are my savings FDIC insured?
Yes. All FSCB deposits are FDIC insured up to $250,000 per depositor per ownership category.
Start banking smarter today
Open your account online in minutes or visit any FSCB branch to speak with a local banker.