Overview
Investment Accounts
Whether you want a professionally managed portfolio or the freedom to choose your own investments, FSCB Investment Accounts give you access to a full range of investment vehicles — with transparent pricing, local guidance, and the tools to stay informed.
Our approach
Fiduciary standard — your interests always come first
Local advisors who know your community and goals
Holistic view across all areas of your financial life
Transparent fees with no hidden commissions
Regular reviews to keep your plan on track
Services
What's included
Managed Portfolios
Our investment team builds and manages a diversified portfolio matched to your risk tolerance and time horizon.
Self-Directed Brokerage
Trade stocks, ETFs, mutual funds, and bonds independently through our online brokerage platform.
ESG Investing
Align your portfolio with your values by investing in companies with strong environmental, social, and governance practices.
Dividend Income Portfolios
Target steady income through portfolios weighted toward dividend-paying stocks and bond ladders.
Taxable and Tax-Advantaged Accounts
Open brokerage accounts, traditional IRAs, Roth IRAs, and SEP IRAs all under one FSCB relationship.
Process
How it works
1
Risk Assessment
Complete a short questionnaire to determine your risk tolerance, time horizon, and investment goals.
2
Portfolio Construction
We build a diversified, low-cost portfolio using institutional-quality funds and asset allocation strategies.
3
Automatic Rebalancing
Your portfolio is automatically rebalanced to maintain target allocations as markets move.
4
Performance Reporting
Review detailed performance reports and meet with your advisor quarterly to assess progress toward your goals.
Ready to take the next step?
Schedule a no-obligation conversation with a local FSCB advisor. We'll listen first and advise second.
FAQ
Common questions
What is the minimum to open an investment account?
Managed portfolios start at $10,000. Self-directed brokerage accounts can be opened with any amount.
What fees do you charge?
Managed account fees range from 0.25% to 1.00% annually depending on account size. Self-directed brokerage trades are commission-free for stocks and ETFs.
Are my investments insured?
Investment accounts are not FDIC insured, but are protected by SIPC up to $500,000 (including $250,000 for cash claims) against broker failure. Market losses are not covered by SIPC.
Can I transfer my existing brokerage account to FSCB?
Yes — FSCB accepts in-kind transfers from most brokerage firms. The process takes 5–10 business days and can typically be done without liquidating your positions.
Your financial future starts here
Speak with a local FSCB advisor who puts your interests first — always.